How our term deposits work
Flexible tenors
Choose the term that fits your plan — from short tenors to a full year and beyond, each with its own published rate.
Rate locked at booking
The board rate on the day you book is your rate for the whole term — it never moves underneath you.
Book from your account
Open a deposit straight from your current or savings balance in the portal or app — no branch visit, no paperwork.
Interest at maturity
Your interest is calculated daily and settled with your principal on the maturity date, back into your linked account.
Automatic rollover
Choose to roll your deposit at maturity — rebooked at the day’s rate — or have the full amount returned to your account.
Early closure
Need the money sooner? Break the deposit early — the completed period is re-priced at the published rate for the term you actually ran.
Rates are published on the board inside your account and may change for new bookings. Early closure re-pricing and any applicable terms are shown before you confirm.
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